Hybrid Program

Save 40-60% on your processing costs.

The Hybrid Program is perfect for business owners who want to accept multiple payment methods without the hassle of worrying about what their processing bill will be each month. Business owners save money on the cost of accepting credit cards by passing on a fee to customers that pay with a credit card and maintaining the same pricing for customers that pay with cash or a debit card.

Check out our Savings Calculator to see how much Payment Solutions ICT can keep in your pocket.

CALCULATE YOUR SAVINGS

Accept Credit Cards

When customers pay with a credit card, they also cover the fee. At the time of purchase, Payment Solutions informs the customer of the fee amount and always gives the option to pay with a no-fee method. You receive 100% of the amount of your sale. As the business owner, you have the option to accept AMEX with a cap of 3% on credit transactions.

Accept Debit Cards

Customers that choose to pay with a debit card or cash pay no fee. Business owners are responsible for swiped debit transactions at the cost of 1.5% + $0.25 per transaction (no service fee added). Payment Solutions provides a terminal that automatically determines the customer's card type and won't charge a fee on debit cards.

*Your business’s cost on consumer debit cards is 1.5% + $0.25. Mid Qualified cards 2.50% and Non Qualified cards 3.50%. Key-entered debit transactions on the VizyPay Terminal do not qualify for the 1.5% + $0.25 rate and will fall into mid or non qualified rates.

Program Pricing

What is a Cash Discount?

A method of implementing an increase in price to all your customers, while giving a discount to those who pay with cash. When a customer pays with a card, our technology isolates the price increase and applies it to your processing fees so that you never again have to worry about an unpredictable processing bill!
What will my processing bill look like?

Simple and transparent. Our Cash Discount program is offered on a low month-to-month subscription that allows you to process unlimited credit card transactions and offset up to 100% of processing fees. Your monthly subscription price is locked in, meaning your processing bill will never go up, even if your transaction volume does or your business grows.
Do I need specific equipment to implement this program?

Not at all! With VizyPay's Cash Discount program, we can integrate with almost every technology. We also have multiple POS and terminal options if you are looking to upgrade.
How do I know if this program is right for my business?

If you are tired of an unpredictable processing bill every month, want to completely eliminate your processing fees, do not want to be locked into a long-term commitment, and need customer support that is efficient and fast; this program is perfect for your business.
Is there a specific industry that this program works best in?

The Cash Discount program is a simple and flexible program that operates well across all industries and is legal in all 50 states. Operating on a Cash Discount program can especially be beneficial to businesses that offer quoted prices to customers or offer multiple methods of payment to consumers since you will receive the same profit regardless of how your customer pays!